DRT Lawyer in Patna · DRT Advocate Patna · SARFAESI Lawyer Patna · BR/1115/2023
Facing a DRT notice in Patna, SARFAESI enforcement action or a recovery certificate? As an experienced DRT lawyer in Patna, Advocate Simran Kumari handles the complete lifecycle of debt recovery proceedings before DRT Patna and DRAT Allahabad. This DRT lawyer in Patna guide covers Original Application defence, SARFAESI Section 13(2) replies, Section 17 applications, possession challenges and recovery certificate execution. Every DRT lawyer in Patna matter handled from Kankarbagh.
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DRT lawyer in Patna services for Original Application, SARFAESI lawyer Patna actions, Section 17 challenges, DRT advocate Patna representation and recovery certificate matters.
iiDRT lawyer in Patna filing, SARFAESI lawyer Patna defence, Section 13(2) replies, DRT advocate Patna representation and Patna High Court writ petitions.
iiiSend your DRT summons, SARFAESI notice or recovery query and get a same-day DRT lawyer in Patna assessment from Kankarbagh.
DRT summons in Patna? The written statement window is 30 days.
Under Section 19(5) of the RDB Act, 1993, a defendant must file a written statement before DRT Patna within 30 days of service of summons, extendable by 15 days only in exceptional cases. For a SARFAESI action in Patna, a Section 17 application before DRT Patna must be filed within 45 days of the measure taken by the secured creditor. A DRT lawyer in Patna should be engaged at the earliest.
Understanding the sequence of debt recovery proceedings in Patna is the first step to engaging the right DRT lawyer in Patna and preserving your remedies.
Every DRT lawyer in Patna and SARFAESI lawyer Patna matter is processed through the official DRT Patna portal and the Patna High Court.
DRT Patna — bench address and jurisdiction
DRT Patna is located at the 2nd Floor, A, B & F Wing, Karpuri Thakur Sadan, Kendriya Karmchari Parisar (GPOA), Ashiana Digha Road, Patna – 800025. The DRT Patna bench exercises territorial jurisdiction over the entire state of Bihar, covering Patna, Muzaffarpur, Gaya, Bhagalpur, Darbhanga, Purnia, Chapra, Hajipur and Samastipur. As an experienced DRT lawyer in Patna, the chamber represents clients before DRT Patna and DRAT Allahabad.
Every DRT lawyer in Patna sub-topic is organised below by stage — from the DRT summons to the Patna High Court.
A review of the leading DRT Patna pages shows that most DRT advocate Patna pages list the bench address and jurisdiction without explaining the DRT procedure timelines, SARFAESI lawyer Patna defence strategy, documents checklist or Patna High Court authority on debt recovery proceedings.
| Gap observed | What most DRT advocate Patna pages do | What this DRT lawyer in Patna hub does instead |
|---|---|---|
| No DRT procedure detail | Mentions "DRT" without explaining Section 19 OA, Section 19(5) written statement or the recovery certificate stage | Complete DRT lawyer in Patna procedure — Section 19 OA filing, Section 19(5) written statement and Section 19(20) recovery certificate |
| No SARFAESI Section 17 analysis | Does not explain the 45-day limitation for Section 17 SA or Section 13(2) reply window | Detailed SARFAESI lawyer Patna analysis with the 45-day limitation and Section 13(2) reply strategy |
| No Patna case law | General content with no Patna High Court authority on DRT procedure | Patna High Court rulings — Surya Narayan Raut, Pushplata Ishwar, Tirupati Storage — on DRT Patna matters |
| No DRAT appeal detail | Ignores the DRAT Allahabad appeal, Section 21 pre-deposit and Section 22(2) recall power | Dedicated DRAT appeal section with Section 20 filing, Section 21 pre-deposit and Patna HC LPA route |
| No recovery certificate guide | Does not explain recovery officer powers, attachment or third-party objections before DRT Patna | Full recovery certificate execution guide — recovery officer powers in Patna, property attachment and third-party objections |
Practical effect of these gaps for DRT lawyer in Patna clients
A borrower or guarantor in Patna who receives a DRT summons or SARFAESI notice often finds pages that describe what the tribunal is but not how to respond within the statutory timeline. This DRT lawyer in Patna hub is structured the opposite way — every section starts with the statutory provision, the deadline, the documents and the Patna forum.
Every DRT lawyer in Patna matter is scoped to the stage, the security profile, the amount involved and the forum.
Defence of Original Applications filed under Section 19 of the RDB Act before DRT Patna — verification of the loan account statement, challenge to the amount claimed, set-off and counterclaim.
Filing and defence of Section 17 applications before DRT Patna — challenging the Section 13(2) demand notice, Section 13(4) measures, possession notices and auction sales within the 45-day limitation period.
Representation in recovery certificate execution proceedings before the Recovery Officer at Patna — attachment and sale of property, third-party objections and civil arrest defence.
Appeals under Section 20 of the RDB Act before the DRAT Allahabad — within 30 days of the DRT Patna order, with the Section 21 pre-deposit of 50% of the decretal amount.
Writ petitions under Article 226 and Letters Patent Appeals against DRT Patna and DRAT Allahabad orders — where the tribunal has exceeded jurisdiction or violated natural justice.
Representation of banks, NBFCs and ARCs before DRT Patna — Original Application filing, interim attachment under Section 19(13), recovery certificate procurement and execution.
Your DRT lawyer in Patna matter is handled by the advocate herself — not routed through intermediaries or call centres.
Familiar with the DRT Patna registry at Karpuri Thakur Sadan, Ashiana Digha Road, the DRAT Allahabad appellate procedure and the Patna High Court writ jurisdiction.
The chamber is located at P.C. Colony, Kankarbagh, Patna – 800020, easily accessible from Boring Road, Kadamkuan, Rajendra Nagar and central Patna.
Advice as a DRT lawyer in Patna grounded in the RDB Act, 1993, the SARFAESI Act, 2002 and current Patna High Court authority.
Send the DRT summons to your DRT lawyer in Patna
Share the DRT summons, Section 13(2) demand notice, possession notice or recovery certificate by WhatsApp or email. Acknowledge receipt is issued the same day from the Kankarbagh chamber.
DRT lawyer in Patna assessment call
A short call to establish the stage of debt recovery proceedings, the written statement deadline, the Section 17 limitation and any immediate protective steps.
Written scope
A written scope of the engagement and the fee arrangement for the DRT lawyer in Patna stage, before the written statement or Section 17 application is filed.
Drafting and DRT Patna representation
Drafting the written statement, Section 17 application or DRAT appeal, filing through the DRT Patna portal and representing you before DRT Patna, DRAT Allahabad or the Patna High Court.
Ready to engage a DRT lawyer in Patna? The first step takes two minutes.
Send your DRT summons and receive a same-day DRT lawyer in Patna assessment from Kankarbagh.
As a DRT lawyer in Patna, the most common matter handled is defence of an Original Application (OA) filed by a bank or financial institution before DRT Patna under Section 19 of the RDB Act, 1993. Whether the lending bank is UCO Bank, Indian Bank, State Bank of India, Punjab National Bank, Canara Bank, Bank of Baroda or Central Bank of India, a DRT lawyer in Patna must first verify the loan account statement and the amount claimed.
Under Section 19(5) of the RDB Act read with Rule 12 of the DRT (Procedure) Rules, 1993, the defendant must file a written statement before DRT Patna within 30 days of service of summons. The Presiding Officer may extend this by a further 15 days only in exceptional cases. A DRT lawyer in Patna must therefore act quickly to draft the written statement and compile the documents.
| Stage | Provision | Timeline |
|---|---|---|
| Original Application filing | Section 19 | 3 years from default |
| Summons issuance by DRT Patna | Section 19(4) | Within 30 days of OA registration |
| Written statement before DRT Patna | Section 19(5) / Rule 12 | 30 days, extendable by 15 days |
| Interim attachment | Section 19(13) | As directed by DRT Patna |
| Recovery certificate | Section 19(20) | After final order of DRT Patna |
Received a DRT summons at Patna?
Send the summons and get a same-day DRT lawyer in Patna response strategy note.
As a SARFAESI lawyer Patna borrowers engage, the chamber handles the complete SARFAESI defence — from the Section 13(2) demand notice reply, through the Section 13(3A) objection, to the Section 17 application before DRT Patna.
The first step in SARFAESI enforcement in Patna is the Section 13(2) demand notice, which gives the borrower 60 days to repay the secured debt. A SARFAESI lawyer Patna must submit a representation or objection under Section 13(3A) within the 60-day window.
Under Section 17(1) of the SARFAESI Act, 2002, any person aggrieved by a measure under Section 13(4) may file an application before DRT Patna within 45 days. As an experienced SARFAESI lawyer Patna, the chamber drafts the SA, files it before DRT Patna and requests an interim order staying further action.
The Patna High Court has held that a pending Section 17 challenge before DRT Patna does not bar delivery of possession to a registered SARFAESI auction purchaser where the sale has been completed and a registered sale deed executed. A SARFAESI lawyer Patna must therefore move quickly with an interim application before DRT Patna where possession or auction is imminent.
| Stage | Provision | Timeline |
|---|---|---|
| Section 13(2) demand notice | SARFAESI Section 13(2) | 60 days to repay |
| Objection reply | SARFAESI Section 13(3A) | Within 60 days of notice |
| Section 17 application before DRT Patna | SARFAESI Section 17(1) | 45 days from Section 13(4) measure |
| Disposal by DRT Patna | SARFAESI Section 17(5) | 60 days, maximum 4 months |
SARFAESI demand or possession notice received in Patna?
Get a same-day Section 17 application strategy from a SARFAESI lawyer Patna.
Once DRT Patna issues a recovery certificate under Section 19(20) of the RDB Act, the recovery officer executes it with powers equivalent to a civil court decree. A DRT advocate Patna must then represent the borrower or the objector before the recovery officer and before DRT Patna.
Where a third party claims an interest in the property attached by the recovery officer, it may file an objection under Rule 11 of the Second Schedule to the Income-tax Act, 1961 (as applied to recovery proceedings under the RDB Act). As a DRT advocate Patna, the chamber drafts the objection, produces title documents and follows through before the recovery officer and DRT Patna.
The DRAT Chennai has held that coercive imprisonment through civil arrest could be resorted to only after exhausting other modes of recovery. A DRT advocate Patna can file a representation against civil arrest where other modes have not been exhausted.
Recovery certificate issued against you in Patna?
Get a same-day recovery officer proceedings assessment from a DRT advocate Patna.
The Patna High Court exercises writ jurisdiction under Article 226 and appellate jurisdiction over DRT Patna and DRAT Allahabad orders. As a DRT lawyer in Patna practising before the Patna High Court, the chamber handles both routes.
A writ petition may be maintainable where the DRT Patna or DRAT Allahabad order is without jurisdiction, violates natural justice or is based on material that does not exist. The Patna High Court has quashed orders passed without proper notice and has directed possession challenges to be heard before DRT Patna.
An appeal against a Single Judge order of the Patna High Court lies to a Division Bench by way of Letters Patent Appeal. A DRT lawyer in Patna must consider the LPA route where the Single Judge has dismissed the writ against DRT Patna.
Where the recovery proceedings before DRT Patna are causing irreparable harm, a DRT lawyer in Patna may seek interim protection from the Patna High Court while the substantive challenge is pending before DRT Patna or DRAT Allahabad.
DRT Patna or DRAT order challenged in Patna High Court?
Get a same-day writ maintainability assessment from a DRT lawyer in Patna.
Appeals against orders of DRT Patna lie to the DRAT Allahabad under Section 20 of the RDB Act, 1993. As a DRT lawyer in Patna, the chamber handles the complete DRAT appeal lifecycle — from the Section 20 filing within 30 days, through the Section 21 pre-deposit, to the Section 22(2) recall application where required.
Where a borrower appeals, the DRAT Allahabad will not entertain the appeal unless the borrower deposits 50% of the debt due as determined by DRT Patna. The DRAT may reduce this to not less than 25% on reasons recorded in writing. Where a bank or financial institution appeals, no pre-deposit is required.
In Tirupati Storage and Allied Pvt. Ltd. v. UCO Bank (2026), the Patna High Court held that the DRAT, in exercise of its review powers under Section 22(2) of the RDB Act, can recall an appeal dismissed for non-compliance with the pre-deposit requirement. A DRT lawyer in Patna can rely on this ruling where the appeal was dismissed on procedural grounds.
| Parameter | Requirement |
|---|---|
| Provision | Section 20, RDB Act 1993 |
| Limitation | 30 days from DRT Patna order; condonable |
| Pre-deposit (borrower) | 50% of debt due, reducible to 25% on reasons |
| Pre-deposit (bank) | No pre-deposit required |
| Recall power | Section 22(2) — DRAT can recall dismissal for non-compliance |
In Surya Narayan Raut v. State of Bihar (2026), the Patna High Court held that a pending Section 17 challenge before DRT Patna does not bar delivery of possession to a registered SARFAESI auction purchaser. The Court noted that the sale had culminated in a registered sale deed in favour of the auction purchaser and regarded possession as consequential to that sale.
In Pushplata Ishwar v. Presiding Officer, DRT Patna (2026), the Patna High Court considered a writ petition seeking to quash an order of the Presiding Officer, Debts Recovery Tribunal, Patna in S.A. No. 287 of 2024. The case involved Indian Bank, Boring Road Branch, Patna.
In Tirupati Storage and Allied Pvt. Ltd. v. UCO Bank (2026), the Patna High Court held that the DRAT, in exercise of its review powers under Section 22(2) of the RDB Act, can recall an appeal dismissed for non-compliance with the DRAT pre-deposit requirement. The dispute arose from recovery proceedings initiated by UCO Bank, Frazer Road Branch, Patna, after the loan account of Tirupati Storage was declared a non-performing asset.
DRT Patna regularly hears Original Applications filed by banks and financial institutions against borrowers, guarantors and mortgagors across Bihar. A DRT lawyer in Patna must be prepared to challenge the loan account statement, the interest computation and the security documents before DRT Patna.
Prefer the chamber to run this checklist for you?
Every item is part of the standard engagement with a DRT lawyer in Patna.
Send your DRT summons, SARFAESI notice or recovery certificate query to the chamber today. As a DRT lawyer in Patna practising from Kankarbagh, Advocate Simran Kumari reviews the notice, identifies the DRT Patna stage, the written statement deadline and the Section 17 limitation, and issues a written scope and fee note.
This page on the DRT lawyer in Patna is published for general information only and does not constitute legal advice or solicitation. DRT lawyer in Patna law, DRT advocate Patna procedure, SARFAESI lawyer Patna rules, RDB Act provisions, SARFAESI Act provisions, DRT Patna process rules and portal processes are amended from time to time. The applicable position must be verified against the current statutory text, notifications and circulars, and against the facts of the particular matter.
Law last checked: 6 October 2026.
