P.C. Colony, Kankarbagh, Patna, G-8, 800020
DRT Written Statement in Patna | Section 19(5) Process, Documents & Remedy

DRT Written Statement in Patna · Section 19(5) RDB Act · BR/1115/2023

DRT Written Statement in Patna Section 19(5) Process, 30+15 Day Timeline, Documents & Remedy

Received a DRT summons in Patna? The DRT Written Statement in Patna must be filed within 30 days of service of summons under Section 19(5)(i) of the RDB Act, 1993, extendable by a maximum of 15 days only in exceptional cases. Advocate Simran Kumari handles the complete DRT Written Statement in Patna process for defendants before the Debt Recovery Tribunal in Patna — from calculating the DRT Written Statement in Patna deadline, through compiling the DRT Written Statement in Patna documents and drafting the set-off and counter-claim, to the DRT Written Statement in Patna remedy including condonation of delay and Patna High Court writs.

DRT Written Statement in Patna DRT Patna Patna High Court
30d
DRT Written Statement
15d
Maximum Extension
45d
Absolute Outer Limit
2
Complete Sets Required

Choose your path

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DRT summons received in Patna? The DRT Written Statement in Patna window is 30 days.

Under Section 19(5)(i) of the RDB Act, 1993, the defendant must file a DRT Written Statement in Patna before the Debt Recovery Tribunal in Patna within 30 days of service of summons, extendable by a further 15 days only in exceptional cases. The DRT Written Statement in Patna must include any set-off under Section 19(6) and counter-claim under Section 19(8) — both are lost if omitted. Missing the DRT Written Statement in Patna deadline can result in an ex parte order.

DRT Written Statement in Patna — Process Flow

How the DRT Written Statement in Patna process moves from summons to filing before DRT Patna

Understanding the DRT Written Statement in Patna process is the first step to filing within time before the Debt Recovery Tribunal in Patna.

1
DRT Summons Served
Section 19(4) — 30-day clock starts
2
DRT Written Statement in Patna Deadline Calculated
30 days + 15 days max
3
DRT Written Statement in Patna Documents Compiled
Loan, security, account papers
4
DRT Written Statement in Patna Filed
Two complete sets with affidavit
5
DRT Written Statement in Patna Remedy
Condonation if delayed
Official Portals for DRT Written Statement in Patna

Verify, file and track your DRT Written Statement in Patna matter

Every DRT Written Statement in Patna is processed through the official DRT portal and the Patna High Court. The links below are the official portals referenced throughout this DRT Written Statement in Patna guide.

DRT Patna — forum for DRT Written Statement in Patna

DRT Patna is located at the 2nd Floor, A, B & F Wing, Karpuri Thakur Sadan, Kendriya Karmchari Parisar (GPOA), Ashiana Digha Road, Patna – 800025. The Debt Recovery Tribunal in Patna exercises territorial jurisdiction over the entire state of Bihar for DRT Written Statement in Patna matters. Appeals against DRT Patna orders lie to the DRAT Allahabad.

Complete DRT Written Statement in Patna Hub

All DRT Written Statement in Patna topics handled from this chamber

Every DRT Written Statement in Patna sub-topic is organised below by stage — from the DRT summons to the Patna High Court.

Competitor & Gap Analysis

What most DRT lawyers in Patna do not cover on DRT Written Statement in Patna

A review of the leading DRT Patna pages shows a consistent pattern: most list the 30-day period without explaining the DRT Written Statement in Patna process, the DRT Written Statement in Patna documents checklist, the condonation of delay or the Patna High Court authority on DRT Written Statement in Patna remedy.

Competitor gap analysis — DRT Written Statement in Patna
Gap observedWhat most competitor pages doWhat this DRT Written Statement in Patna hub does instead
No DRT Written Statement in Patna processMentions "30 days" without explaining the step-by-step filing process, the two-sets requirement or the affidavit verificationComplete DRT Written Statement in Patna process under Section 19(5) RDB Act — 30+15 day timeline, two complete sets and affidavit verification under Section 19(10A)
No DRT Written Statement in Patna documents checklistSays "documents required" without listing what to collectDetailed DRT Written Statement in Patna documents checklist — loan agreement, sanction letter, mortgage deed, account statement and correspondence
No DRT Written Statement in Patna remedy analysisIgnores condonation of delay, Section 5 of the Limitation Act and Patna HC writ remedyFull DRT Written Statement in Patna remedy section — condonation under the proviso, Section 5 Limitation Act, parity principle and Patna HC writ
No Patna case lawGeneral content with no Patna High Court authority on DRT Written Statement in PatnaPatna High Court ruling on DRT's power to condone delay (2025 judgment) and Tirupati Storage v. UCO Bank on DRT Written Statement in Patna
No distinction — process vs remedyConfuses the DRT Written Statement in Patna process with the remedy against delayed filingClear distinction between the DRT Written Statement in Patna process (Section 19(5)) and the DRT Written Statement in Patna remedy (condonation under the proviso and Section 5 Limitation Act)

Practical effect of these gaps on DRT Written Statement in Patna

A defendant in Patna who receives a DRT summons often finds pages that describe what the written statement is but not how to comply with the DRT Written Statement in Patna process or which DRT Written Statement in Patna documents are needed. This DRT Written Statement in Patna hub is structured the opposite way — every section starts with the statutory provision, the computation, the documents and the Patna forum.

Practice Areas

DRT Written Statement in Patna matters handled by this chamber

Every DRT Written Statement in Patna matter is scoped to the stage of the Original Application, the defences available, the documents required and the remedy against delay.

02

DRT Written Statement in Patna Documents

Compilation of the complete DRT Written Statement in Patna documents — loan agreement, sanction letter, mortgage deed, hypothecation agreement, bank-certified statement of account, correspondence with the bank and proof of payments.

  • Loan and security documents
  • Bank-certified account statement
  • Correspondence and payment proof
Explore Documents →
03

DRT Written Statement in Patna Remedy

The DRT Written Statement in Patna remedy where the 30+15 day period has lapsed — condonation of delay under the proviso to Section 19(5)(i), Section 5 of the Limitation Act and the parity principle applied by the Delhi High Court in Avantha Holdings.

  • Condonation application
  • Section 5 Limitation Act
  • Parity principle
Explore Remedy →
04

Set-Off and Counter-Claim

Drafting the set-off under Section 19(6) and counter-claim under Section 19(8) as part of the DRT Written Statement in Patna — both are lost if omitted from the original document.

  • Set-off under Section 19(6)
  • Counter-claim under Section 19(8)
  • Court fee for counter-claim
Explore Set-Off →
05

DRT Written Statement in Patna — Patna HC

Writ petitions under Article 226 against DRT Patna orders refusing to accept the DRT Written Statement in Patna or rejecting the condonation application — where the tribunal has erred in computing the limitation.

  • Article 226 writ
  • Limitation computation challenge
  • Condonation refusal challenge
Explore Patna HC →
06

Consequences of Default — Rule 12(7)

Where no DRT Written Statement in Patna is filed, Rule 12(7) of the DRT (Procedure) Rules, 1993 permits the Tribunal to proceed forthwith and pass an order. Section 19(10B) prevents the defendant from relying on unverified pleadings as evidence.

  • Ex parte order — Rule 12(7)
  • Section 19(10B) consequences
  • Recall of ex parte order
Explore Default →
Why this Chamber

What you get when you engage this DRT Written Statement in Patna lawyer

01

Direct advocate contact

Your DRT Written Statement in Patna matter is handled by the advocate herself — not routed through intermediaries or call centres.

02

DRT Patna and Patna HC familiar

Familiar with the DRT Patna registry at Karpuri Thakur Sadan, the DRT Written Statement in Patna deadline computation and the Patna High Court writ jurisdiction over DRT Patna orders.

03

Chamber in Kankarbagh

The chamber is located at P.C. Colony, Kankarbagh, Patna – 800020, easily accessible for any DRT Written Statement in Patna consultation.

04

Practical, not theatrical

Advice on DRT Written Statement in Patna grounded in the RDB Act, 1993 and current Patna High Court authority.

How to Engage

A simple, four-step intake for your DRT Written Statement in Patna matter

Send the DRT summons

Share the DRT summons, Original Application or Section 19(4) notice by WhatsApp or email. Acknowledge receipt is issued the same day from the Kankarbagh chamber for your DRT Written Statement in Patna.

DRT Written Statement in Patna assessment call

A short call to establish the date of service of summons, the DRT Written Statement in Patna deadline computation, the documents required and any immediate protective steps before DRT Patna.

Written scope

A written scope of the engagement and the fee arrangement for the DRT Written Statement in Patna stage, before the written statement is filed.

DRT Written Statement in Patna drafting and filing

Drafting the DRT Written Statement in Patna with set-off and counter-claim, compiling the DRT Written Statement in Patna documents, filing two complete sets before DRT Patna and representing you for interim relief and final hearing.

Ready to file your DRT Written Statement in Patna? The 30-day window is running.

Send your DRT summons and receive a same-day DRT Written Statement in Patna assessment from Kankarbagh.

Call +91 92314 45078
DRT Written Statement in Patna Process

DRT Written Statement in Patna process — Section 19(5), 30 days and the 15-day extension

The DRT Written Statement in Patna process is governed by Section 19(5) of the Recovery of Debts and Bankruptcy Act, 1993 (RDB Act) and Rule 12 of the Debts Recovery Tribunal (Procedure) Rules, 1993. The Debt Recovery Tribunal in Patna issues a summons under Section 19(4) requiring the defendant to show cause within 30 days of service.

Section 19(5)(i) — the 30-day DRT Written Statement in Patna deadline

Under Section 19(5)(i) of the RDB Act, the defendant shall, within a period of 30 days from the date of service of summons, present a DRT Written Statement in Patna of defence. Rule 12(1) of the DRT (Procedure) Rules, 1993 requires the defendant to file two complete sets of the written statement, including any claim for set-off under Section 19(6) or counter-claim under Section 19(8), along with documents in paper book form.

Proviso — the 15-day extension for DRT Written Statement in Patna

The proviso to Section 19(5)(i) provides that where the defendant fails to file the DRT Written Statement in Patna within 30 days, the Presiding Officer may, in exceptional cases and special circumstances to be recorded in writing, extend the period by such further period not exceeding 15 days. The total outer limit for the DRT Written Statement in Patna is therefore 45 days from service of summons.

Affidavit verification — Section 19(10A) and 19(10B)

Section 19(10A) requires that every DRT Written Statement in Patna be supported by an affidavit verifying all facts and pleadings. Section 19(10B) provides that if any facts or pleadings in the DRT Written Statement in Patna are not verified in the manner provided under Section 19(10A), the party shall not be allowed to rely on such facts or pleadings as evidence.

Consequence of default — Rule 12(7)

Rule 12(7) of the DRT (Procedure) Rules, 1993 permits the Tribunal to proceed forthwith and pass an order on the application as it thinks fit if the defendant fails to file the DRT Written Statement in Patna within the prescribed period. This can result in an ex parte order before the Debt Recovery Tribunal in Patna.

DRT Written Statement in Patna process — key timelines and consequences
StageProvisionTimeline / Consequence
Summons issuanceSection 19(4)Show cause within 30 days of service
DRT Written Statement in Patna filingSection 19(5)(i) / Rule 12(1)30 days from service; two complete sets
Extension for DRT Written Statement in PatnaProviso to Section 19(5)(i)Maximum 15 days in exceptional cases
Affidavit verificationSection 19(10A) / 19(10B)Mandatory; otherwise contents not evidence
DefaultRule 12(7)Tribunal may proceed forthwith; ex parte order

Received a DRT summons in Patna?

Send the summons and get a same-day DRT Written Statement in Patna process note from Kankarbagh.

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DRT Written Statement in Patna Documents

DRT Written Statement in Patna documents — complete checklist for DRT Patna

Compiling the correct DRT Written Statement in Patna documents is essential to filing a complete and admissible written statement before the Debt Recovery Tribunal in Patna. The documents required depend on the defences raised, but the following are typically required.

Mandatory DRT Written Statement in Patna documents

  1. Loan agreement and sanction letter issued by the bank.
  2. Mortgage deed and hypothecation agreement creating the security interest.
  3. Bank-certified statement of account reflecting the amount claimed.
  4. Correspondence with the bank, including any Section 13(2) notice and reply.
  5. Proof of payments made after the loan disbursement.
  6. Any previous written statement or counter-claim filed in related proceedings.

Supporting DRT Written Statement in Patna documents

  • Board resolution authorising execution of security documents.
  • Valuation reports of the mortgaged property.
  • Insurance policies and premium receipts.
  • Guarantee deeds and personal guarantees.
  • Correspondence regarding restructuring or one-time settlement.
  • Proof of any deposits made with the bank or tribunal.
  • Identity proof of the defendant and Vakalatnama.

Documents in paper book form for DRT Written Statement in Patna

Rule 12(1) of the DRT (Procedure) Rules, 1993 requires the DRT Written Statement in Patna documents to be filed in paper book form. Two complete sets of the written statement and documents must be submitted — one for the Tribunal and one for the applicant bank. Original documents or true copies with the leave of the Tribunal should accompany the DRT Written Statement in Patna.

DRT Written Statement in Patna Remedy

DRT Written Statement in Patna remedy — condonation, Section 5 and Patna HC writ

Where the DRT Written Statement in Patna deadline of 30+15 days has expired, several remedies are available. The primary DRT Written Statement in Patna remedy is the condonation of delay under the proviso to Section 19(5)(i), read with Section 5 of the Limitation Act, 1963. A further DRT Written Statement in Patna remedy is a writ petition before the Patna High Court.

Condonation of delay — the primary DRT Written Statement in Patna remedy

The proviso to Section 19(5)(i) permits the Presiding Officer to extend the time for filing the DRT Written Statement in Patna by a further period not exceeding 15 days in exceptional cases and special circumstances to be recorded in writing. Judicial opinion on whether delay beyond 45 days can be condoned remains divided.

Delhi High Court — 45 days is absolute for DRT Written Statement in Patna

The Delhi High Court in Nikhil Podar v. Punjab National Bank (2026) held that the 30-day period prescribed for filing a DRT Written Statement in Patna can be extended by a maximum of 15 days, and that no court can condone delay beyond the 45-day outer limit.

Delhi High Court — parity principle for DRT Written Statement in Patna

In Avantha Holdings Limited v. ICICI Bank Limited (2026), the Delhi High Court applied the principle of parity to condone a 14-day delay in filing the DRT Written Statement in Patna. The Court held that where the bank itself delayed service of summons by nearly a month, the defendant's shorter delay cannot be treated with undue strictness.

Patna High Court on DRT Written Statement in Patna remedy

In a 2025 judgment, the Patna High Court held that the DRT has the power to condone delay in filing applications under Section 17(1) of the SARFAESI Act. In Tirupati Storage and Allied Pvt. Ltd. v. UCO Bank (2021), the Patna High Court considered a case where the DRT Written Statement in Patna-cum-counter-claim was filed after the Presiding Officer had rejected the time petition.

DRT Written Statement in Patna remedy — options and limitations
RemedyProvisionScope
Condonation of delayProviso to Section 19(5)(i)Condonation where sufficient cause shown or exceptional circumstances
Section 5 Limitation ActLimitation Act, 1963Application for condonation of DRT Written Statement in Patna delay
Parity principleAvantha Holdings (Del HC)Where the bank itself delayed service of summons
Patna High Court writArticle 226Challenge to DRT Patna order refusing DRT Written Statement in Patna

DRT Written Statement in Patna deadline has expired?

Get a same-day condonation of delay assessment for your DRT Written Statement in Patna remedy from Kankarbagh.

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Patna High Court Case Law

Patna High Court — DRT Written Statement in Patna case law

Tirupati Storage and Allied Pvt. Ltd. v. UCO Bank — DRT Written Statement in Patna and counter-claim

In M/s Tirupati Storage and Allied Pvt. Ltd. v. United Commercial Bank (Patna High Court, CWJC No. 1178 of 2020, decided 09.08.2021), the petitioner company appeared in O.A. No. 283 of 2011 before the DRT Patna and sought time for filing the DRT Written Statement in Patna. The Company purchased a draft of ₹1.5 lakhs for filing counter-claim and the DRT Written Statement in Patna-cum-counter-claim was filed on 10.09.2012. The Patna High Court examined whether the DRT Written Statement in Patna and counter-claim were properly considered by the Tribunal.

Patna High Court — DRT Patna can condone delay (2025)

In a significant 2025 judgment, the Patna High Court held that the DRT has the legal authority to condone delays in filing applications under Section 17(1) of the SARFAESI Act. The Court concluded that since Section 17(7) connects the SARFAESI application process to the RDB Act procedures, the DRT can condone delay. This provides an opportunity for aggrieved parties to seek justice even if they miss the statutory 45-day deadline.

Delhi High Court — Avantha Holdings Limited v. ICICI Bank Limited (2026)

In Avantha Holdings Limited v. ICICI Bank Limited (2026), the Delhi High Court applied the principle of parity to condone a 14-day delay in filing the DRT Written Statement in Patna. ICICI Bank had initiated proceedings before the DRT, Delhi, seeking recovery of ₹558.60 crore. The High Court held that the bank had enjoyed a far longer period in complying with the DRT's directions without facing any adverse consequences, and the petitioner's delay of 14 days cannot be placed in a more disadvantageous position.

Delhi High Court — Nikhil Podar v. Punjab National Bank (2026)

In Nikhil Podar v. PNB (2026), the Delhi High Court held that the 30-day period prescribed for filing a DRT Written Statement in Patna can be extended by a maximum of 15 days, and that courts have no power to condone any further delay.

Practical Checklist

Practical checklist for your DRT Written Statement in Patna

  1. Note the date of service of DRT summons — the 30-day DRT Written Statement in Patna deadline runs from this date.
  2. Calculate 30 days and diarise the deadline; assess whether the 15-day extension is needed.
  3. Compile the DRT Written Statement in Patna documents — loan agreement, sanction letter, mortgage deed and account statement.
  4. Identify the defences available — challenge to the amount claimed, set-off under Section 19(6) and counter-claim under Section 19(8).
  5. Draft the DRT Written Statement in Patna with grounds of defence, set-off and counter-claim.
  6. Verify the DRT Written Statement in Patna by affidavit under Section 19(10A).
  7. Prepare two complete sets of the DRT Written Statement in Patna and documents in paper book form.
  8. File the DRT Written Statement in Patna before the Debt Recovery Tribunal in Patna within 30 days.
  9. Where the DRT Written Statement in Patna deadline has expired, prepare a condonation application under the proviso.
  10. Assess whether a Patna High Court writ is maintainable against a DRT Patna order refusing the DRT Written Statement in Patna.
  11. Preserve all acknowledgments, DRT Patna filings and portal screenshots.

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Every item is part of the standard engagement for DRT Written Statement in Patna with this chamber.

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Frequently Asked Questions

FAQs — DRT Written Statement in Patna

What is the DRT Written Statement in Patna deadline?
Under Section 19(5)(i) of the RDB Act, 1993, the DRT Written Statement in Patna must be filed within 30 days from the date of service of summons before the Debt Recovery Tribunal in Patna. The Presiding Officer may extend the period by a further 15 days in exceptional cases and special circumstances recorded in writing. The total outer limit for the DRT Written Statement in Patna is therefore 45 days.
What is the DRT Written Statement in Patna process before DRT Patna?
The DRT Written Statement in Patna process involves: noting the date of service of summons; calculating the 30-day deadline; compiling the DRT Written Statement in Patna documents; drafting the written statement with set-off under Section 19(6) and counter-claim under Section 19(8); verifying by affidavit under Section 19(10A); preparing two complete sets in paper book form; and filing before the Debt Recovery Tribunal in Patna within 30 days.
What are the DRT Written Statement in Patna documents required?
The DRT Written Statement in Patna documents include the loan agreement and sanction letter, mortgage deed and hypothecation agreement, bank-certified statement of account, correspondence with the bank, proof of payments, and any previous written statement or counter-claim in related proceedings. Supporting documents include Board resolution, valuation reports, guarantee deeds and proof of deposits.
What is the DRT Written Statement in Patna remedy if the deadline has expired?
The primary DRT Written Statement in Patna remedy is condonation of delay under the proviso to Section 19(5)(i), read with Section 5 of the Limitation Act, 1963. The Delhi High Court in Avantha Holdings Limited v. ICICI Bank Limited (2026) applied the parity principle to condone a 14-day delay where the bank itself delayed service of summons. However, the Delhi High Court in Nikhil Podar v. PNB (2026) held that delay beyond 45 days cannot be condoned by any court.
Can the DRT Written Statement in Patna be filed beyond 45 days before DRT Patna?
Judicial opinion on whether the DRT Written Statement in Patna can be filed beyond 45 days is divided. The Delhi High Court has held that the 45-day outer limit is absolute and cannot be condoned. The Patna High Court in a 2025 judgment held that the DRT has the power to condone delay in filing Section 17 applications under the SARFAESI Act.
What happens if no DRT Written Statement in Patna is filed before DRT Patna?
If no DRT Written Statement in Patna is filed, Rule 12(7) of the DRT (Procedure) Rules, 1993 permits the Tribunal to proceed forthwith and pass an order on the application as it thinks fit. This can result in an ex parte order before the Debt Recovery Tribunal in Patna. Additionally, Section 19(10B) prevents the defendant from relying on unverified pleadings as evidence.
Can set-off and counter-claim be filed after the DRT Written Statement in Patna?
No. Under Section 19(5)(i) read with Rule 12(1), any claim for set-off under Section 19(6) or counter-claim under Section 19(8) must be included in the DRT Written Statement in Patna itself. Both are lost if omitted from the original document.
Where is the Debt Recovery Tribunal in Patna located for DRT Written Statement in Patna matters?
The Debt Recovery Tribunal in Patna is located at the 2nd Floor, A, B & F Wing, Karpuri Thakur Sadan, Kendriya Karmchari Parisar (GPOA), Ashiana Digha Road, Patna – 800025. All DRT Written Statement in Patna applications for Bihar are filed before this tribunal.
How do I engage a DRT Written Statement in Patna lawyer in Patna?
Send the DRT summons, Original Application or DRT Written Statement in Patna query by WhatsApp or email to the chamber. A same-day acknowledgment is issued, followed by a short assessment call. A written scope and fee note for the DRT Written Statement in Patna matter is provided before work begins. Direct chamber access is available at P.C. Colony, Kankarbagh, Patna – 800020.
Your Counsel

Advocate Simran Kumari

DRT Written Statement in Patna · Section 19(5) RDB Act · DRT Patna

Advocate Simran Kumari is a Patna-based advocate practising before the Patna High Court, the Debt Recovery Tribunal in Patna and DRAT Allahabad. Enrolled with Bar Enrolment No. BR/1115/2023, her work covers the DRT Written Statement in Patna process under Section 19(5) RDB Act, DRT Written Statement in Patna documents compilation, set-off and counter-claim drafting, condonation of delay and Patna High Court writ petitions on DRT Written Statement in Patna remedy. She assists borrowers, guarantors and corporate defendants across Bihar from the Kankarbagh chamber.

BR/1115/2023

Bar Enrolment

Kankarbagh

Chamber Location

DRT Written Statement in Patna

Practice Focus

Chamber: P.C. Colony, Kankarbagh, Patna – 800020, Bihar, India

Telephone: +91 92314 45078

Email: advocatesimrankumari@gmail.com

Bar Enrolment No.: BR/1115/2023

DRT Written Statement in Patna? Start with a same-day DRT Written Statement in Patna assessment.

Send your DRT summons, Original Application or DRT Written Statement in Patna query to the chamber today. As a lawyer practising before the Debt Recovery Tribunal in Patna from Kankarbagh, Advocate Simran Kumari reviews the summons, computes the DRT Written Statement in Patna deadline, compiles the DRT Written Statement in Patna documents and issues a written scope and fee note.

Disclaimer

This page on the DRT Written Statement in Patna is published for general information only and does not constitute legal advice or solicitation. DRT Written Statement in Patna law, DRT Written Statement in Patna process rules, DRT Written Statement in Patna documents requirements, DRT Written Statement in Patna remedy procedure, condonation rules and portal processes are amended from time to time. The applicable position on any DRT Written Statement in Patna matter must be verified against the current statutory text, notifications and circulars, and against the facts of the particular matter.

Law last checked: 16 October 2026.